Indiana Mortgage Lender that puts people first

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

(No Impact to Your Credit Score)

Indiana Mortgage Company that puts people first

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

Exclusive First Option Program No Third-Party Companies or Hassles No Cash Down to Buy a Home No First-Time Buyer Requirement

Zero Down

Based on 430 reviews 1688418395

My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.

1687574036

Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.

1685723956

Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!

1683122570

First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!

1681740750

Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.

1681144083

Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage.

1677073909

Thank you Josef for your professional guidance and help. Your customer service and delivery is top notch! Great job First Option!

1676126002

I work night shift, and Dustin was great at becoming available any time of the day for all my questions. He is very knowledgeable, caring and will work hard to get the job done. The whole loan process felt very smooth and not overwhelming with his teams help. We were in a time crunch between accepting the sellers inspection offer and the closing date, but Dustin worked diligently to get our loan closed fast so we could get the house! It was very appreciated!

Based on 430 reviews 1688418395

My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.

1687574036

Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.

1685723956

Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!

1683122570

First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!

1681740750

Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.

1681144083

Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage.

CLEAR TO CLOSE IN JUST 3 WEEKS

CLEAR TO CLOSE IN JUST 3 WEEKS

The national average usually takes around 45-60 days.

How do we do it?

How do we do it?

years of experience

point of contact

Our Indiana mortgage company leadership team has 17+ years of experience within the walls of First Option Mortgage, and even more experience in mortgage lending beyond that.

And rather than pass you around from one rep to the next, you’ll work with a single-point of contact who is within arm’s reach (or sometimes a light shout) away from everyone else on the team. Your loan originator will advocate for you and has the people and resources to get things done quickly and easily.

Get Answers to Your Questions

No Impact to Your Credit Score

Indianapolis Mortgage Timeline

First Option Mortgage Indianapolis is rated 5.0 stars with over 450 reviews on Google?

“Clark and his team, especially Brian, went above and beyond for me! Clark was able to answer all my questions and gave me guidance on what I needed to do to get into my first home. I was able to close in 6 days thanks to this team!”

-Kaylie D. (via Google Reviews)

Ready to Buy, But Worried About Your Credit Score?

Down Payment Assistance

Ready to Buy, But Worried About Down Payment?

9 Things You Should NEVER Do After You’re Pre-Approved

Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Talk About Affordable…

You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.

In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan

Worried about putting in an offer on the contingency that your home sells? With Recasting , First Option Mortgage can help you buy your next home without a contingency or need for refinancing – making you a stronger buyer